Call reports 2005
PEOPLES STATE BANK OF WELLS — 2005
What PEOPLES STATE BANK OF WELLS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 20,657,000 | 19,981,000 | 21,451,000 | 22,620,000 |
| Total loans | 13,199,000 | 14,030,000 | 14,996,000 | 14,934,000 |
| Allowance for loan losses | 140,000 | 140,000 | 126,000 | 120,000 |
| Securities available for sale | 4,261,000 | 3,872,000 | 3,574,000 | 3,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,516,000 | 17,811,000 | 19,291,000 | 20,425,000 |
| Interest-bearing deposits | 16,075,000 | 15,528,000 | 17,023,000 | 17,301,000 |
| Noninterest-bearing deposits | 2,441,000 | 2,283,000 | 2,268,000 | 3,124,000 |
| Equity capital | 2,064,000 | 2,111,000 | 2,089,000 | 2,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 495,000 | 764,000 | 1,055,000 |
| Interest expense | 53,000 | 112,000 | 182,000 | 265,000 |
| Net interest income | 193,000 | 383,000 | 582,000 | 790,000 |
| Noninterest income | 22,000 | 29,000 | 46,000 | 62,000 |
| Noninterest expense | 153,000 | 316,000 | 466,000 | 625,000 |
| Provision for loan losses | 2,000 | 2,000 | 3,000 | 3,000 |
| Pretax income | 60,000 | 94,000 | 159,000 | 224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 94,000 | 159,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,089,000 | 2,111,000 | 2,107,000 | 2,150,000 |
| Total capital | 2,229,000 | 2,251,000 | 2,233,000 | 2,270,000 |
| Risk-weighted assets | 14,886,000 | 15,232,000 | 16,196,000 | 16,477,000 |
Machine access — free, no API key
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