Call reports 2025
LIBERTYVILLE SAVINGS BANK — 2025
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 392,295,000 | 388,660,000 | 386,698,000 | 388,231,000 |
| Total loans | 244,912,000 | 243,518,000 | 236,928,000 | 233,904,000 |
| Allowance for loan losses | 2,535,000 | 2,791,000 | 2,924,000 | 2,670,000 |
| Securities available for sale | 88,718,000 | 91,615,000 | 93,454,000 | 101,840,000 |
| Securities held to maturity | 1,562,000 | 1,562,000 | 1,727,000 | 1,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,094,000 | 310,758,000 | 305,604,000 | 305,930,000 |
| Interest-bearing deposits | 249,828,000 | 248,385,000 | 240,153,000 | 239,812,000 |
| Noninterest-bearing deposits | 65,266,000 | 62,373,000 | 65,451,000 | 66,118,000 |
| Equity capital | 38,927,000 | 39,379,000 | 42,239,000 | 43,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,821,000 | 9,981,000 | 15,466,000 | 20,726,000 |
| Interest expense | 1,442,000 | 2,889,000 | 4,321,000 | 5,645,000 |
| Net interest income | 3,379,000 | 7,092,000 | 11,145,000 | 15,081,000 |
| Noninterest income | 241,000 | 467,000 | 831,000 | 1,120,000 |
| Noninterest expense | 2,299,000 | 4,795,000 | 7,447,000 | 9,888,000 |
| Provision for loan losses | 700,000 | 950,000 | 1,100,000 | 1,190,000 |
| Pretax income | 329,000 | 1,478,000 | 2,949,000 | 4,661,000 |
| Income tax | 12,000 | 59,000 | 112,000 | 183,000 |
| Net income | 317,000 | 1,419,000 | 2,837,000 | 4,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,091,000 | 40,557,000 | 41,330,000 | 42,321,000 |
| Total capital | 42,626,000 | 43,348,000 | 44,254,000 | 44,991,000 |
| Risk-weighted assets | 292,155,000 | 289,554,000 | 282,489,000 | 279,706,000 |