Call reports 2024
LIBERTYVILLE SAVINGS BANK — 2024
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 381,562,000 | 378,592,000 | 383,258,000 | 396,162,000 |
| Total loans | 249,594,000 | 249,131,000 | 251,404,000 | 244,764,000 |
| Allowance for loan losses | 3,471,000 | 3,567,000 | 2,806,000 | 2,453,000 |
| Securities available for sale | 86,252,000 | 84,803,000 | 83,840,000 | 90,853,000 |
| Securities held to maturity | 0 | 810,000 | 1,062,000 | 1,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,087,000 | 308,321,000 | 304,684,000 | 319,219,000 |
| Interest-bearing deposits | 251,287,000 | 245,558,000 | 234,232,000 | 250,556,000 |
| Noninterest-bearing deposits | 60,800,000 | 62,763,000 | 70,452,000 | 68,663,000 |
| Equity capital | 36,235,000 | 36,685,000 | 39,856,000 | 38,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,833,000 | 9,661,000 | 14,610,000 | 19,677,000 |
| Interest expense | 1,422,000 | 2,826,000 | 4,266,000 | 5,765,000 |
| Net interest income | 3,411,000 | 6,835,000 | 10,344,000 | 13,912,000 |
| Noninterest income | 238,000 | 536,000 | 788,000 | 1,032,000 |
| Noninterest expense | 2,557,000 | 4,978,000 | 7,394,000 | 9,791,000 |
| Provision for loan losses | 900,000 | 1,000,000 | 1,000,000 | 1,125,000 |
| Pretax income | -296,000 | 828,000 | 2,143,000 | 3,361,000 |
| Income tax | 0 | 31,000 | 90,000 | 140,000 |
| Net income | -296,000 | 797,000 | 2,053,000 | 3,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,136,000 | 38,944,000 | 39,822,000 | 40,141,000 |
| Total capital | 41,607,000 | 42,510,000 | 42,629,000 | 42,594,000 |
| Risk-weighted assets | 295,573,000 | 294,223,000 | 294,299,000 | 295,658,000 |