Call reports 2023
LIBERTYVILLE SAVINGS BANK — 2023
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 413,185,000 | 404,782,000 | 384,653,000 | 391,514,000 |
| Total loans | 250,372,000 | 249,687,000 | 254,211,000 | 259,166,000 |
| Allowance for loan losses | 2,530,000 | 2,533,000 | 2,557,000 | 2,564,000 |
| Securities available for sale | 106,440,000 | 98,624,000 | 91,259,000 | 96,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,075,000 | 332,577,000 | 319,330,000 | 317,739,000 |
| Interest-bearing deposits | 267,437,000 | 263,358,000 | 255,703,000 | 251,194,000 |
| Noninterest-bearing deposits | 72,638,000 | 69,219,000 | 63,627,000 | 66,545,000 |
| Equity capital | 35,125,000 | 34,005,000 | 32,219,000 | 36,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,287,000 | 8,875,000 | 13,498,000 | 18,201,000 |
| Interest expense | 985,000 | 2,062,000 | 3,230,000 | 4,571,000 |
| Net interest income | 3,302,000 | 6,813,000 | 10,268,000 | 13,630,000 |
| Noninterest income | 267,000 | 519,000 | 791,000 | 1,091,000 |
| Noninterest expense | 2,377,000 | 5,302,000 | 7,585,000 | 9,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -342,000 | 353,000 | 1,804,000 | 3,186,000 |
| Income tax | -14,000 | 0 | 64,000 | 128,000 |
| Net income | -328,000 | 353,000 | 1,740,000 | 3,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,783,000 | 37,106,000 | 38,126,000 | 38,424,000 |
| Total capital | 39,313,000 | 39,639,000 | 40,683,000 | 40,988,000 |
| Risk-weighted assets | 306,734,000 | 302,058,000 | 304,133,000 | 308,990,000 |