Call reports 2022
LIBERTYVILLE SAVINGS BANK — 2022
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 433,625,000 | 424,627,000 | 413,862,000 | 423,090,000 |
| Total loans | 234,093,000 | 242,800,000 | 248,383,000 | 245,920,000 |
| Allowance for loan losses | 2,540,000 | 2,549,000 | 2,526,000 | 2,524,000 |
| Securities available for sale | 131,280,000 | 132,713,000 | 127,540,000 | 121,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,576,000 | 349,293,000 | 340,146,000 | 352,141,000 |
| Interest-bearing deposits | 276,042,000 | 273,224,000 | 270,687,000 | 271,687,000 |
| Noninterest-bearing deposits | 77,534,000 | 76,069,000 | 69,459,000 | 80,454,000 |
| Equity capital | 42,016,000 | 37,512,000 | 35,727,000 | 32,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,303,000 | 6,763,000 | 10,501,000 | 14,429,000 |
| Interest expense | 541,000 | 1,096,000 | 1,757,000 | 2,676,000 |
| Net interest income | 2,762,000 | 5,667,000 | 8,744,000 | 11,753,000 |
| Noninterest income | 203,000 | 414,000 | 625,000 | 1,030,000 |
| Noninterest expense | 2,212,000 | 4,466,000 | 6,782,000 | 9,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 730,000 | 1,156,000 | 1,935,000 | 2,922,000 |
| Income tax | 33,000 | 18,000 | 58,000 | 103,000 |
| Net income | 697,000 | 1,138,000 | 1,877,000 | 2,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,790,000 | 41,404,000 | 41,449,000 | 37,466,000 |
| Total capital | 44,330,000 | 43,953,000 | 43,975,000 | 39,990,000 |
| Risk-weighted assets | 293,631,000 | 303,920,000 | 307,642,000 | 309,858,000 |