Call reports 2021
LIBERTYVILLE SAVINGS BANK — 2021
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 416,314,000 | 418,680,000 | 407,662,000 | 418,295,000 |
| Total loans | 222,433,000 | 215,401,000 | 217,871,000 | 225,860,000 |
| Allowance for loan losses | 2,421,000 | 2,543,000 | 2,531,000 | 2,531,000 |
| Securities available for sale | 122,503,000 | 131,283,000 | 134,611,000 | 132,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,177,000 | 331,187,000 | 319,883,000 | 330,704,000 |
| Interest-bearing deposits | 261,821,000 | 265,018,000 | 252,728,000 | 260,812,000 |
| Noninterest-bearing deposits | 68,356,000 | 66,169,000 | 67,155,000 | 69,892,000 |
| Equity capital | 47,431,000 | 48,809,000 | 48,942,000 | 48,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,109,000 | 8,141,000 | 11,427,000 | 14,669,000 |
| Interest expense | 602,000 | 1,186,000 | 1,757,000 | 2,331,000 |
| Net interest income | 3,507,000 | 6,955,000 | 9,670,000 | 12,338,000 |
| Noninterest income | 196,000 | 445,000 | 655,000 | 1,931,000 |
| Noninterest expense | 2,202,000 | 4,421,000 | 6,555,000 | 8,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,533,000 | 2,991,000 | 3,808,000 | 5,628,000 |
| Income tax | 73,000 | 153,000 | 186,000 | 274,000 |
| Net income | 1,460,000 | 2,838,000 | 3,622,000 | 5,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,435,000 | 41,446,000 | 41,460,000 | 42,126,000 |
| Total capital | 42,856,000 | 43,989,000 | 43,991,000 | 44,657,000 |
| Risk-weighted assets | 275,093,000 | 263,363,000 | 268,432,000 | 285,142,000 |