Call reports 2020
LIBERTYVILLE SAVINGS BANK — 2020
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 349,512,000 | 378,110,000 | 389,222,000 | 395,292,000 |
| Total loans | 212,401,000 | 215,265,000 | 214,846,000 | 212,464,000 |
| Allowance for loan losses | 2,457,000 | 2,443,000 | 2,445,000 | 2,430,000 |
| Securities available for sale | 90,912,000 | 96,697,000 | 106,866,000 | 113,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,718,000 | 293,387,000 | 304,489,000 | 309,904,000 |
| Interest-bearing deposits | 218,662,000 | 235,723,000 | 245,481,000 | 247,075,000 |
| Noninterest-bearing deposits | 48,056,000 | 57,664,000 | 59,008,000 | 62,829,000 |
| Equity capital | 43,710,000 | 45,888,000 | 45,712,000 | 46,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,777,000 | 7,650,000 | 11,262,000 | 14,813,000 |
| Interest expense | 749,000 | 1,418,000 | 2,120,000 | 2,831,000 |
| Net interest income | 3,028,000 | 6,232,000 | 9,142,000 | 11,982,000 |
| Noninterest income | 220,000 | 435,000 | 786,000 | 1,016,000 |
| Noninterest expense | 2,060,000 | 4,244,000 | 7,000,000 | 9,263,000 |
| Provision for loan losses | 80,000 | 185,000 | 185,000 | 185,000 |
| Pretax income | 1,170,000 | 2,435,000 | 2,958,000 | 3,757,000 |
| Income tax | 57,000 | 118,000 | 144,000 | 185,000 |
| Net income | 1,113,000 | 2,317,000 | 2,814,000 | 3,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,171,000 | 39,388,000 | 38,769,000 | 39,239,000 |
| Total capital | 41,628,000 | 41,831,000 | 41,214,000 | 41,669,000 |
| Risk-weighted assets | 253,984,000 | 257,751,000 | 259,380,000 | 264,119,000 |