Call reports 2019
LIBERTYVILLE SAVINGS BANK — 2019
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 348,301,000 | 346,411,000 | 366,955,000 | 344,470,000 |
| Total loans | 213,052,000 | 208,568,000 | 214,149,000 | 211,992,000 |
| Allowance for loan losses | 2,535,000 | 2,517,000 | 2,499,000 | 2,457,000 |
| Securities available for sale | 77,376,000 | 81,295,000 | 86,810,000 | 89,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,677,000 | 253,790,000 | 278,506,000 | 260,548,000 |
| Interest-bearing deposits | 214,802,000 | 208,147,000 | 230,672,000 | 209,779,000 |
| Noninterest-bearing deposits | 41,875,000 | 45,643,000 | 47,834,000 | 50,769,000 |
| Equity capital | 42,080,000 | 43,474,000 | 44,011,000 | 44,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,705,000 | 7,488,000 | 11,782,000 | 15,648,000 |
| Interest expense | 838,000 | 1,725,000 | 2,744,000 | 3,612,000 |
| Net interest income | 2,867,000 | 5,763,000 | 9,038,000 | 12,036,000 |
| Noninterest income | 197,000 | 400,000 | 614,000 | 826,000 |
| Noninterest expense | 2,028,000 | 4,162,000 | 6,729,000 | 8,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,136,000 | 2,152,000 | 3,242,000 | 4,356,000 |
| Income tax | 51,000 | 105,000 | 161,000 | 217,000 |
| Net income | 1,085,000 | 2,047,000 | 3,081,000 | 4,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,188,000 | 38,609,000 | 37,934,000 | 38,448,000 |
| Total capital | 40,723,000 | 41,126,000 | 40,433,000 | 40,905,000 |
| Risk-weighted assets | 254,067,000 | 249,720,000 | 254,011,000 | 252,078,000 |