Call reports 2018
LIBERTYVILLE SAVINGS BANK — 2018
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 350,262,000 | 346,150,000 | 341,304,000 | 344,630,000 |
| Total loans | 221,611,000 | 222,235,000 | 221,700,000 | 216,409,000 |
| Allowance for loan losses | 2,973,000 | 3,059,000 | 2,438,000 | 2,536,000 |
| Securities available for sale | 69,172,000 | 73,279,000 | 73,845,000 | 78,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,971,000 | 256,867,000 | 252,049,000 | 254,603,000 |
| Interest-bearing deposits | 216,485,000 | 215,279,000 | 212,844,000 | 210,633,000 |
| Noninterest-bearing deposits | 45,486,000 | 41,588,000 | 39,205,000 | 43,970,000 |
| Equity capital | 39,183,000 | 40,140,000 | 39,901,000 | 40,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,499,000 | 7,316,000 | 11,026,000 | 14,832,000 |
| Interest expense | 658,000 | 1,355,000 | 2,158,000 | 3,009,000 |
| Net interest income | 2,841,000 | 5,961,000 | 8,868,000 | 11,823,000 |
| Noninterest income | 196,000 | 413,000 | 636,000 | 829,000 |
| Noninterest expense | 2,029,000 | 4,040,000 | 5,973,000 | 8,088,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 311,000 |
| Pretax income | 906,000 | 2,187,000 | 3,305,000 | 4,237,000 |
| Income tax | 39,000 | 91,000 | 160,000 | 206,000 |
| Net income | 867,000 | 2,096,000 | 3,145,000 | 4,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,735,000 | 36,983,000 | 37,185,000 | 37,537,000 |
| Total capital | 38,708,000 | 40,042,000 | 39,623,000 | 40,073,000 |
| Risk-weighted assets | 275,166,000 | 252,641,000 | 258,505,000 | 253,150,000 |