Call reports 2017
LIBERTYVILLE SAVINGS BANK — 2017
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 345,490,000 | 346,097,000 | 348,256,000 | 349,668,000 |
| Total loans | 223,365,000 | 228,727,000 | 234,652,000 | 224,810,000 |
| Allowance for loan losses | 2,713,000 | 2,791,000 | 2,852,000 | 2,894,000 |
| Securities available for sale | 76,516,000 | 78,925,000 | 72,701,000 | 71,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,016,000 | 263,944,000 | 258,754,000 | 260,678,000 |
| Interest-bearing deposits | 225,137,000 | 222,430,000 | 218,118,000 | 213,001,000 |
| Noninterest-bearing deposits | 39,879,000 | 41,514,000 | 40,636,000 | 47,677,000 |
| Equity capital | 38,034,000 | 39,691,000 | 39,962,000 | 39,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,190,000 | 6,714,000 | 10,373,000 | 14,104,000 |
| Interest expense | 562,000 | 1,198,000 | 1,863,000 | 2,558,000 |
| Net interest income | 2,628,000 | 5,516,000 | 8,510,000 | 11,546,000 |
| Noninterest income | 205,000 | 421,000 | 623,000 | 814,000 |
| Noninterest expense | 1,709,000 | 3,609,000 | 5,372,000 | 7,415,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 435,000 |
| Pretax income | 1,016,000 | 2,095,000 | 3,450,000 | 4,377,000 |
| Income tax | 48,000 | 101,000 | 167,000 | 217,000 |
| Net income | 968,000 | 1,994,000 | 3,283,000 | 4,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,225,000 | 34,765,000 | 35,134,000 | 35,431,000 |
| Total capital | 36,938,000 | 37,556,000 | 37,986,000 | 38,325,000 |
| Risk-weighted assets | 279,677,000 | 281,269,000 | 285,800,000 | 277,751,000 |