Call reports 2014
LIBERTYVILLE SAVINGS BANK — 2014
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 208,568,000 | 210,510,000 | 315,856,000 | 316,565,000 |
| Total loans | 127,403,000 | 127,890,000 | 162,872,000 | 167,416,000 |
| Allowance for loan losses | 1,763,000 | 1,820,000 | 1,842,000 | 1,915,000 |
| Securities available for sale | 54,217,000 | 59,738,000 | 104,117,000 | 110,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,916,000 | 176,756,000 | 260,717,000 | 261,521,000 |
| Interest-bearing deposits | 148,865,000 | 150,830,000 | 224,851,000 | 218,903,000 |
| Noninterest-bearing deposits | 27,051,000 | 25,926,000 | 35,866,000 | 42,618,000 |
| Equity capital | 23,210,000 | 24,236,000 | 35,045,000 | 35,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,248,000 | 6,911,000 | 9,877,000 |
| Interest expense | 317,000 | 643,000 | 1,048,000 | 1,534,000 |
| Net interest income | 1,795,000 | 3,605,000 | 5,863,000 | 8,343,000 |
| Noninterest income | 164,000 | 407,000 | 558,000 | 783,000 |
| Noninterest expense | 1,175,000 | 2,659,000 | 4,269,000 | 6,426,000 |
| Provision for loan losses | 75,000 | 150,000 | 229,000 | 300,000 |
| Pretax income | 546,000 | 1,135,000 | 2,426,000 | 2,943,000 |
| Income tax | 25,000 | 55,000 | 117,000 | 150,000 |
| Net income | 521,000 | 1,080,000 | 2,309,000 | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,138,000 | 22,698,000 | 31,622,000 | 30,187,000 |
| Total capital | 23,901,000 | 24,518,000 | 33,464,000 | 32,102,000 |
| Risk-weighted assets | 150,608,000 | 150,598,000 | 206,395,000 | 221,868,000 |