Call reports 2013
LIBERTYVILLE SAVINGS BANK — 2013
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 209,688,000 | 205,118,000 | 204,166,000 | 202,684,000 |
| Total loans | 120,975,000 | 121,895,000 | 125,699,000 | 127,571,000 |
| Allowance for loan losses | 1,484,000 | 1,565,000 | 1,640,000 | 1,706,000 |
| Securities available for sale | 63,840,000 | 64,844,000 | 57,394,000 | 57,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,752,000 | 175,516,000 | 172,511,000 | 171,027,000 |
| Interest-bearing deposits | 152,876,000 | 151,820,000 | 148,443,000 | 143,594,000 |
| Noninterest-bearing deposits | 25,876,000 | 23,696,000 | 24,068,000 | 27,433,000 |
| Equity capital | 22,991,000 | 21,765,000 | 21,825,000 | 21,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,073,000 | 4,272,000 | 6,429,000 | 8,597,000 |
| Interest expense | 337,000 | 696,000 | 1,038,000 | 1,402,000 |
| Net interest income | 1,736,000 | 3,576,000 | 5,391,000 | 7,195,000 |
| Noninterest income | 153,000 | 221,000 | 410,000 | 677,000 |
| Noninterest expense | 1,152,000 | 2,339,000 | 3,320,000 | 4,892,000 |
| Provision for loan losses | 25,000 | 100,000 | 175,000 | 250,000 |
| Pretax income | 892,000 | 1,636,000 | 2,515,000 | 2,809,000 |
| Income tax | 44,000 | 80,000 | 116,000 | 135,000 |
| Net income | 848,000 | 1,556,000 | 2,399,000 | 2,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,959,000 | 21,317,000 | 21,728,000 | 21,618,000 |
| Total capital | 22,443,000 | 22,882,000 | 23,368,000 | 23,324,000 |
| Risk-weighted assets | 144,062,000 | 145,732,000 | 145,963,000 | 149,384,000 |