Call reports 2012
LIBERTYVILLE SAVINGS BANK — 2012
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 194,365,000 | 194,644,000 | 194,389,000 | 205,863,000 |
| Total loans | 119,912,000 | 122,605,000 | 124,017,000 | 123,220,000 |
| Allowance for loan losses | 1,526,000 | 1,550,000 | 1,775,000 | 1,470,000 |
| Securities available for sale | 48,364,000 | 53,080,000 | 51,558,000 | 57,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,405,000 | 162,201,000 | 163,819,000 | 174,581,000 |
| Interest-bearing deposits | 139,770,000 | 140,153,000 | 142,719,000 | 147,370,000 |
| Noninterest-bearing deposits | 23,635,000 | 22,048,000 | 21,100,000 | 27,211,000 |
| Equity capital | 21,457,000 | 22,862,000 | 22,439,000 | 23,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,878,000 | 7,064,000 | 9,295,000 |
| Interest expense | 449,000 | 865,000 | 1,261,000 | 1,662,000 |
| Net interest income | 1,774,000 | 4,013,000 | 5,803,000 | 7,633,000 |
| Noninterest income | 135,000 | 307,000 | 422,000 | 569,000 |
| Noninterest expense | 1,039,000 | 2,135,000 | 3,264,000 | 4,448,000 |
| Provision for loan losses | 140,000 | 158,000 | 408,000 | 408,000 |
| Pretax income | 1,058,000 | 2,351,000 | 3,199,000 | 4,074,000 |
| Income tax | 53,000 | 117,000 | 158,000 | 200,000 |
| Net income | 1,005,000 | 2,234,000 | 3,041,000 | 3,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,006,000 | 20,954,000 | 20,482,000 | 20,911,000 |
| Total capital | 21,532,000 | 22,504,000 | 22,234,000 | 22,381,000 |
| Risk-weighted assets | 137,260,000 | 138,632,000 | 140,168,000 | 143,806,000 |