Call reports 2011
LIBERTYVILLE SAVINGS BANK — 2011
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,727,000 | 183,870,000 | 192,051,000 | 196,701,000 |
| Total loans | 123,597,000 | 125,437,000 | 123,520,000 | 121,744,000 |
| Allowance for loan losses | 1,797,000 | 1,753,000 | 1,775,000 | 1,530,000 |
| Securities available for sale | 39,522,000 | 42,468,000 | 48,021,000 | 49,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,044,000 | 157,908,000 | 160,751,000 | 164,138,000 |
| Interest-bearing deposits | 131,626,000 | 136,590,000 | 139,066,000 | 137,556,000 |
| Noninterest-bearing deposits | 21,418,000 | 21,318,000 | 21,685,000 | 26,582,000 |
| Equity capital | 17,680,000 | 18,905,000 | 20,644,000 | 21,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,331,000 | 4,588,000 | 6,891,000 | 9,214,000 |
| Interest expense | 495,000 | 1,012,000 | 1,550,000 | 2,072,000 |
| Net interest income | 1,836,000 | 3,576,000 | 5,341,000 | 7,142,000 |
| Noninterest income | 148,000 | 322,000 | 543,000 | 716,000 |
| Noninterest expense | 983,000 | 2,198,000 | 3,201,000 | 4,348,000 |
| Provision for loan losses | 150,000 | 275,000 | 350,000 | 600,000 |
| Pretax income | 905,000 | 1,479,000 | 2,580,000 | 3,209,000 |
| Income tax | 46,000 | 74,000 | 129,000 | 165,000 |
| Net income | 859,000 | 1,405,000 | 2,451,000 | 3,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,979,000 | 18,359,000 | 19,086,000 | 19,559,000 |
| Total capital | 19,627,000 | 20,040,000 | 20,780,000 | 21,089,000 |
| Risk-weighted assets | 131,654,000 | 134,445,000 | 135,446,000 | 136,739,000 |