Call reports 2010
LIBERTYVILLE SAVINGS BANK — 2010
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 167,739,000 | 162,531,000 | 164,303,000 | 174,179,000 |
| Total loans | 126,340,000 | 124,388,000 | 123,503,000 | 124,699,000 |
| Allowance for loan losses | 1,935,000 | 2,117,000 | 1,958,000 | 1,883,000 |
| Securities available for sale | 27,434,000 | 28,108,000 | 29,644,000 | 34,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,154,000 | 140,733,000 | 140,387,000 | 150,616,000 |
| Interest-bearing deposits | 125,644,000 | 121,362,000 | 120,288,000 | 123,339,000 |
| Noninterest-bearing deposits | 18,510,000 | 19,371,000 | 20,099,000 | 27,277,000 |
| Equity capital | 16,035,000 | 16,067,000 | 17,153,000 | 16,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,786,000 | 7,072,000 | 9,292,000 |
| Interest expense | 645,000 | 1,226,000 | 1,766,000 | 2,280,000 |
| Net interest income | 1,756,000 | 3,560,000 | 5,306,000 | 7,012,000 |
| Noninterest income | 139,000 | 332,000 | 503,000 | 658,000 |
| Noninterest expense | 946,000 | 1,965,000 | 2,918,000 | 3,956,000 |
| Provision for loan losses | 361,000 | 1,261,000 | 1,561,000 | 1,961,000 |
| Pretax income | 658,000 | 948,000 | 1,614,000 | 2,037,000 |
| Income tax | 32,000 | 48,000 | 80,000 | 104,000 |
| Net income | 626,000 | 900,000 | 1,534,000 | 1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,962,000 | 15,931,000 | 16,400,000 | 17,285,000 |
| Total capital | 17,620,000 | 17,550,000 | 18,019,000 | 18,952,000 |
| Risk-weighted assets | 132,353,000 | 128,998,000 | 129,187,000 | 133,136,000 |