Call reports 2003
LIBERTYVILLE SAVINGS BANK — 2003
What LIBERTYVILLE SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 103,454,000 | 106,981,000 | 105,734,000 | 110,019,000 |
| Total loans | 71,437,000 | 74,842,000 | 76,003,000 | 74,504,000 |
| Allowance for loan losses | 843,000 | 823,000 | 923,000 | 890,000 |
| Securities available for sale | 23,666,000 | 23,631,000 | 20,369,000 | 24,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,396,000 | 88,346,000 | 87,567,000 | 92,398,000 |
| Interest-bearing deposits | 77,830,000 | 80,360,000 | 79,333,000 | 81,710,000 |
| Noninterest-bearing deposits | 8,566,000 | 7,986,000 | 8,234,000 | 10,688,000 |
| Equity capital | 8,747,000 | 8,932,000 | 8,807,000 | 9,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,143,000 | 4,664,000 | 6,239,000 |
| Interest expense | 622,000 | 1,225,000 | 1,811,000 | 2,364,000 |
| Net interest income | 937,000 | 1,918,000 | 2,853,000 | 3,875,000 |
| Noninterest income | 125,000 | 244,000 | 366,000 | 504,000 |
| Noninterest expense | 621,000 | 1,209,000 | 1,861,000 | 2,580,000 |
| Provision for loan losses | 87,000 | 220,000 | 320,000 | 320,000 |
| Pretax income | 516,000 | 913,000 | 1,234,000 | 1,689,000 |
| Income tax | 26,000 | 47,000 | 62,000 | 84,000 |
| Net income | 490,000 | 866,000 | 1,172,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,253,000 | 8,237,000 | 8,392,000 | 8,709,000 |
| Total capital | 9,096,000 | 9,060,000 | 9,315,000 | 9,599,000 |
| Risk-weighted assets | 70,556,000 | 74,434,000 | 75,600,000 | 75,221,000 |
Machine access — free, no API key
Every figure shown here about LIBERTYVILLE SAVINGS BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.