Call reports 2020
COMMUNITY FIRST BANK OF INDIANA — 2020
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 322,072,000 | 412,482,000 | 396,013,000 | 467,063,000 |
| Total loans | 285,342,000 | 340,804,000 | 358,915,000 | 364,056,000 |
| Allowance for loan losses | 4,570,000 | 4,730,000 | 4,992,000 | 5,296,000 |
| Securities available for sale | 4,293,000 | 3,571,000 | 2,822,000 | 2,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,004,000 | 364,043,000 | 346,615,000 | 376,316,000 |
| Interest-bearing deposits | 228,727,000 | 292,018,000 | 279,463,000 | 306,487,000 |
| Noninterest-bearing deposits | 48,276,000 | 72,024,000 | 67,153,000 | 69,829,000 |
| Equity capital | 35,188,000 | 35,507,000 | 35,923,000 | 45,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,960,000 | 8,245,000 | 12,812,000 | 17,590,000 |
| Interest expense | 746,000 | 1,495,000 | 2,177,000 | 2,839,000 |
| Net interest income | 3,214,000 | 6,750,000 | 10,635,000 | 14,751,000 |
| Noninterest income | 515,000 | 1,506,000 | 2,351,000 | 3,484,000 |
| Noninterest expense | 3,146,000 | 6,418,000 | 9,646,000 | 13,187,000 |
| Provision for loan losses | 50,000 | 200,000 | 455,000 | 755,000 |
| Pretax income | 533,000 | 1,638,000 | 2,885,000 | 4,293,000 |
| Income tax | 132,000 | 413,000 | 726,000 | 1,082,000 |
| Net income | 401,000 | 1,225,000 | 2,159,000 | 3,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,131,000 | 35,445,000 | 35,861,000 | 36,349,000 |