Call reports 2019
COMMUNITY FIRST BANK OF INDIANA — 2019
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 271,987,000 | 282,434,000 | 298,134,000 | 330,642,000 |
| Total loans | 228,241,000 | 234,537,000 | 256,623,000 | 265,537,000 |
| Allowance for loan losses | 4,199,000 | 4,324,000 | 4,413,000 | 4,487,000 |
| Securities available for sale | 7,766,000 | 7,519,000 | 6,748,000 | 5,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,831,000 | 248,883,000 | 257,044,000 | 285,665,000 |
| Interest-bearing deposits | 195,732,000 | 207,456,000 | 210,158,000 | 241,234,000 |
| Noninterest-bearing deposits | 43,099,000 | 41,426,000 | 46,886,000 | 44,430,000 |
| Equity capital | 30,422,000 | 30,718,000 | 31,133,000 | 34,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,429,000 | 6,968,000 | 10,761,000 | 14,742,000 |
| Interest expense | 659,000 | 1,308,000 | 2,002,000 | 2,737,000 |
| Net interest income | 2,770,000 | 5,660,000 | 8,759,000 | 12,005,000 |
| Noninterest income | 381,000 | 908,000 | 1,580,000 | 2,273,000 |
| Noninterest expense | 2,424,000 | 4,964,000 | 7,577,000 | 10,541,000 |
| Provision for loan losses | 75,000 | 75,000 | 150,000 | 225,000 |
| Pretax income | 652,000 | 1,529,000 | 2,612,000 | 3,512,000 |
| Income tax | 162,000 | 384,000 | 657,000 | 887,000 |
| Net income | 490,000 | 1,145,000 | 1,955,000 | 2,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,471,000 | 30,723,000 | 31,130,000 | 34,800,000 |
| Total capital | 33,736,000 | 34,070,000 | 34,703,000 | 38,658,000 |
| Risk-weighted assets | 260,263,000 | 266,766,000 | 285,017,000 | 308,002,000 |