Call reports 2016
COMMUNITY FIRST BANK OF INDIANA — 2016
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,803,000 | 220,160,000 | 223,049,000 | 217,871,000 |
| Total loans | 165,489,000 | 177,828,000 | 184,144,000 | 182,572,000 |
| Allowance for loan losses | 3,999,000 | 4,092,000 | 4,300,000 | 4,636,000 |
| Securities available for sale | 9,103,000 | 8,171,000 | 7,719,000 | 6,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,562,000 | 193,439,000 | 195,389,000 | 189,174,000 |
| Interest-bearing deposits | 138,105,000 | 159,093,000 | 159,556,000 | 152,478,000 |
| Noninterest-bearing deposits | 33,457,000 | 34,346,000 | 35,832,000 | 36,695,000 |
| Equity capital | 23,198,000 | 23,851,000 | 24,230,000 | 24,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,631,000 | 7,088,000 | 9,660,000 |
| Interest expense | 114,000 | 224,000 | 356,000 | 505,000 |
| Net interest income | 2,143,000 | 4,407,000 | 6,732,000 | 9,155,000 |
| Noninterest income | 467,000 | 1,046,000 | 1,660,000 | 2,240,000 |
| Noninterest expense | 1,596,000 | 3,299,000 | 5,064,000 | 6,913,000 |
| Provision for loan losses | 150,000 | 250,000 | 300,000 | 300,000 |
| Pretax income | 864,000 | 1,904,000 | 3,028,000 | 4,182,000 |
| Income tax | 322,000 | 715,000 | 1,136,000 | 1,567,000 |
| Net income | 542,000 | 1,189,000 | 1,892,000 | 2,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,134,000 | 23,782,000 | 24,150,000 | 24,857,000 |
| Total capital | 25,456,000 | 26,278,000 | 26,745,000 | 27,453,000 |
| Risk-weighted assets | 184,138,000 | 198,057,000 | 205,930,000 | 205,660,000 |