Call reports 2015
COMMUNITY FIRST BANK OF INDIANA — 2015
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 196,188,000 | 221,848,000 | 215,635,000 | 203,664,000 |
| Total loans | 164,634,000 | 162,628,000 | 166,164,000 | 168,728,000 |
| Allowance for loan losses | 3,876,000 | 3,884,000 | 3,734,000 | 3,810,000 |
| Securities available for sale | 11,246,000 | 11,692,000 | 10,745,000 | 9,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,972,000 | 196,362,000 | 189,720,000 | 177,484,000 |
| Interest-bearing deposits | 138,072,000 | 165,647,000 | 155,937,000 | 142,409,000 |
| Noninterest-bearing deposits | 32,901,000 | 30,714,000 | 33,784,000 | 35,075,000 |
| Equity capital | 21,447,000 | 21,963,000 | 22,249,000 | 22,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,217,000 | 4,484,000 | 6,780,000 | 9,102,000 |
| Interest expense | 102,000 | 213,000 | 333,000 | 452,000 |
| Net interest income | 2,115,000 | 4,271,000 | 6,447,000 | 8,650,000 |
| Noninterest income | 546,000 | 1,090,000 | 1,643,000 | 2,107,000 |
| Noninterest expense | 1,687,000 | 3,346,000 | 5,043,000 | 6,542,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 475,000 |
| Pretax income | 824,000 | 1,715,000 | 2,647,000 | 3,740,000 |
| Income tax | 305,000 | 638,000 | 986,000 | 1,400,000 |
| Net income | 519,000 | 1,077,000 | 1,661,000 | 2,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,186,000 | 20,749,000 | 21,019,000 | 22,858,000 |
| Total capital | 22,505,000 | 23,153,000 | 23,433,000 | 25,265,000 |
| Risk-weighted assets | 183,324,000 | 190,180,000 | 191,087,000 | 191,178,000 |