Call reports 2013
COMMUNITY FIRST BANK OF INDIANA — 2013
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 171,144,000 | 195,412,000 | 184,500,000 | 194,977,000 |
| Total loans | 130,988,000 | 136,710,000 | 145,303,000 | 150,407,000 |
| Allowance for loan losses | 3,904,000 | 4,048,000 | 4,167,000 | 4,191,000 |
| Securities available for sale | 15,206,000 | 15,221,000 | 14,857,000 | 15,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,520,000 | 172,595,000 | 162,473,000 | 172,713,000 |
| Interest-bearing deposits | 122,900,000 | 143,495,000 | 131,211,000 | 141,772,000 |
| Noninterest-bearing deposits | 25,621,000 | 29,100,000 | 31,262,000 | 30,941,000 |
| Equity capital | 20,175,000 | 20,330,000 | 19,533,000 | 19,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 3,932,000 | 5,996,000 | 8,110,000 |
| Interest expense | 255,000 | 454,000 | 598,000 | 707,000 |
| Net interest income | 1,706,000 | 3,478,000 | 5,398,000 | 7,403,000 |
| Noninterest income | 535,000 | 1,179,000 | 1,673,000 | 2,102,000 |
| Noninterest expense | 1,423,000 | 2,807,000 | 4,093,000 | 5,416,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 668,000 | 1,550,000 | 2,528,000 | 3,489,000 |
| Income tax | 232,000 | 552,000 | 914,000 | 1,264,000 |
| Net income | 436,000 | 998,000 | 1,614,000 | 2,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,000,000 | 20,254,000 | 19,426,000 | 19,354,000 |
| Total capital | 21,710,000 | 22,167,000 | 21,397,000 | 21,298,000 |
| Risk-weighted assets | 143,212,000 | 151,194,000 | 155,408,000 | 162,378,000 |