Call reports 2012
COMMUNITY FIRST BANK OF INDIANA — 2012
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,427,000 | 196,221,000 | 174,607,000 | 194,311,000 |
| Total loans | 130,077,000 | 133,862,000 | 135,983,000 | 134,191,000 |
| Allowance for loan losses | 4,204,000 | 4,410,000 | 4,466,000 | 4,218,000 |
| Securities available for sale | 13,599,000 | 14,259,000 | 13,945,000 | 13,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,172,000 | 174,692,000 | 152,804,000 | 170,840,000 |
| Interest-bearing deposits | 126,026,000 | 148,532,000 | 123,023,000 | 144,759,000 |
| Noninterest-bearing deposits | 23,146,000 | 26,161,000 | 29,782,000 | 26,082,000 |
| Equity capital | 18,469,000 | 18,699,000 | 19,141,000 | 19,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,012,000 | 4,050,000 | 6,151,000 | 8,219,000 |
| Interest expense | 306,000 | 595,000 | 880,000 | 1,155,000 |
| Net interest income | 1,706,000 | 3,455,000 | 5,271,000 | 7,064,000 |
| Noninterest income | 511,000 | 1,048,000 | 1,731,000 | 2,225,000 |
| Noninterest expense | 1,465,000 | 2,996,000 | 4,505,000 | 5,873,000 |
| Provision for loan losses | 225,000 | 475,000 | 700,000 | 925,000 |
| Pretax income | 527,000 | 1,032,000 | 1,797,000 | 2,490,000 |
| Income tax | 170,000 | 332,000 | 597,000 | 841,000 |
| Net income | 357,000 | 700,000 | 1,200,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,797,000 | 18,073,000 | 18,516,000 | 18,906,000 |
| Total capital | 19,585,000 | 19,975,000 | 20,374,000 | 20,786,000 |
| Risk-weighted assets | 140,356,000 | 149,673,000 | 146,039,000 | 148,048,000 |