Call reports 2011
COMMUNITY FIRST BANK OF INDIANA — 2011
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 178,020,000 | 186,186,000 | 169,512,000 | 183,898,000 |
| Total loans | 126,540,000 | 128,362,000 | 129,661,000 | 127,288,000 |
| Allowance for loan losses | 3,967,000 | 4,265,000 | 4,494,000 | 4,046,000 |
| Securities available for sale | 27,147,000 | 25,008,000 | 18,922,000 | 15,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,511,000 | 163,360,000 | 147,628,000 | 163,077,000 |
| Interest-bearing deposits | 136,957,000 | 144,387,000 | 128,704,000 | 142,023,000 |
| Noninterest-bearing deposits | 18,555,000 | 18,973,000 | 18,924,000 | 21,053,000 |
| Equity capital | 18,715,000 | 18,901,000 | 19,061,000 | 18,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,017,000 | 6,062,000 | 8,098,000 |
| Interest expense | 395,000 | 768,000 | 1,106,000 | 1,433,000 |
| Net interest income | 1,625,000 | 3,249,000 | 4,956,000 | 6,665,000 |
| Noninterest income | 542,000 | 932,000 | 1,309,000 | 1,835,000 |
| Noninterest expense | 1,322,000 | 2,665,000 | 4,126,000 | 5,211,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 3,275,000 |
| Pretax income | 545,000 | 916,000 | 1,239,000 | 14,000 |
| Income tax | 175,000 | 284,000 | 374,000 | -135,000 |
| Net income | 370,000 | 632,000 | 865,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,948,000 | 18,144,000 | 18,310,000 | 17,527,000 |
| Total capital | 19,734,000 | 19,954,000 | 20,069,000 | 19,313,000 |
| Risk-weighted assets | 140,716,000 | 142,359,000 | 138,010,000 | 140,600,000 |