Call reports 2010
COMMUNITY FIRST BANK OF INDIANA — 2010
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 200,339,000 | 193,927,000 | 178,223,000 | 185,131,000 |
| Total loans | 144,496,000 | 136,881,000 | 135,695,000 | 131,354,000 |
| Allowance for loan losses | 3,594,000 | 3,358,000 | 3,727,000 | 3,720,000 |
| Securities available for sale | 21,458,000 | 21,023,000 | 20,450,000 | 17,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,377,000 | 168,653,000 | 153,795,000 | 162,358,000 |
| Interest-bearing deposits | 161,114,000 | 154,355,000 | 137,181,000 | 146,620,000 |
| Noninterest-bearing deposits | 16,263,000 | 14,297,000 | 16,613,000 | 15,738,000 |
| Equity capital | 18,134,000 | 18,246,000 | 18,499,000 | 18,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,388,000 | 4,674,000 | 6,919,000 | 9,119,000 |
| Interest expense | 568,000 | 1,120,000 | 1,590,000 | 2,035,000 |
| Net interest income | 1,820,000 | 3,554,000 | 5,329,000 | 7,084,000 |
| Noninterest income | 271,000 | 530,000 | 883,000 | 1,345,000 |
| Noninterest expense | 1,329,000 | 2,679,000 | 4,002,000 | 5,482,000 |
| Provision for loan losses | 550,000 | 1,000,000 | 1,450,000 | 1,962,000 |
| Pretax income | 212,000 | 405,000 | 760,000 | 985,000 |
| Income tax | 48,000 | 82,000 | 182,000 | 232,000 |
| Net income | 164,000 | 323,000 | 578,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,448,000 | 17,606,000 | 17,862,000 | 17,645,000 |
| Total capital | 19,473,000 | 19,390,000 | 19,737,000 | 19,417,000 |
| Risk-weighted assets | 160,422,000 | 151,815,000 | 148,199,000 | 144,738,000 |