Call reports 2009
COMMUNITY FIRST BANK OF INDIANA — 2009
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 178,087,000 | 178,071,000 | 181,183,000 | 203,191,000 |
| Total loans | 133,658,000 | 135,786,000 | 143,601,000 | 148,712,000 |
| Allowance for loan losses | 2,616,000 | 2,728,000 | 3,356,000 | 3,060,000 |
| Securities available for sale | 26,940,000 | 25,059,000 | 24,425,000 | 23,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,476,000 | 154,088,000 | 158,522,000 | 179,404,000 |
| Interest-bearing deposits | 141,200,000 | 140,261,000 | 144,073,000 | 164,586,000 |
| Noninterest-bearing deposits | 13,276,000 | 13,827,000 | 14,449,000 | 14,818,000 |
| Equity capital | 16,284,000 | 16,459,000 | 16,711,000 | 17,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,304,000 | 4,588,000 | 6,974,000 | 9,347,000 |
| Interest expense | 801,000 | 1,535,000 | 2,177,000 | 2,765,000 |
| Net interest income | 1,503,000 | 3,053,000 | 4,797,000 | 6,582,000 |
| Noninterest income | 249,000 | 572,000 | 904,000 | 1,284,000 |
| Noninterest expense | 1,217,000 | 2,453,000 | 3,909,000 | 5,072,000 |
| Provision for loan losses | 156,000 | 407,000 | 1,032,000 | 2,781,000 |
| Pretax income | 379,000 | 765,000 | 760,000 | 13,000 |
| Income tax | 111,000 | 227,000 | 188,000 | -177,000 |
| Net income | 268,000 | 538,000 | 572,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,701,000 | 15,982,000 | 16,016,000 | 17,285,000 |
| Total capital | 17,504,000 | 17,825,000 | 17,980,000 | 19,347,000 |
| Risk-weighted assets | 147,091,000 | 150,661,000 | 155,728,000 | 163,982,000 |