Call reports 2003
COMMUNITY FIRST BANK OF INDIANA — 2003
What COMMUNITY FIRST BANK OF INDIANA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 19,015,000 | 29,684,000 | 35,048,000 | 46,317,000 |
| Total loans | 5,145,000 | 14,294,000 | 25,328,000 | 31,589,000 |
| Allowance for loan losses | 36,000 | 151,000 | 320,000 | 415,000 |
| Securities available for sale | 2,315,000 | 5,696,000 | 4,384,000 | 5,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,397,000 | 17,835,000 | 23,441,000 | 34,705,000 |
| Interest-bearing deposits | 6,320,000 | 11,394,000 | 19,076,000 | 31,067,000 |
| Noninterest-bearing deposits | 1,077,000 | 6,441,000 | 4,365,000 | 3,638,000 |
| Equity capital | 11,564,000 | 11,682,000 | 11,499,000 | 11,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 67,000 | 256,000 | 595,000 | 1,051,000 |
| Interest expense | 7,000 | 63,000 | 164,000 | 301,000 |
| Net interest income | 60,000 | 193,000 | 431,000 | 750,000 |
| Noninterest income | 89,000 | 280,000 | 527,000 | 655,000 |
| Noninterest expense | 299,000 | 742,000 | 1,176,000 | 1,660,000 |
| Provision for loan losses | 36,000 | 151,000 | 320,000 | 415,000 |
| Pretax income | -186,000 | -420,000 | -599,000 | -731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -186,000 | -420,000 | -599,000 | -731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,565,000 | 11,656,000 | 11,492,000 | 11,360,000 |
| Total capital | 11,601,000 | 11,807,000 | 11,812,000 | 11,775,000 |
| Risk-weighted assets | 8,196,000 | 18,114,000 | 26,666,000 | 33,993,000 |
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