Call reports 2025
DESJARDINS BANK, NATIONAL ASSOCIATION — 2025
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 335,576,000 | 335,252,000 | 334,318,000 | 353,090,000 |
| Total loans | 270,417,000 | 265,969,000 | 264,662,000 | 271,641,000 |
| Allowance for loan losses | 2,771,000 | 2,771,000 | 2,771,000 | 2,831,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,843,000 | 21,366,000 | 20,877,000 | 20,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,701,000 | 254,680,000 | 257,374,000 | 285,757,000 |
| Interest-bearing deposits | 48,449,000 | 49,819,000 | 56,700,000 | 59,689,000 |
| Noninterest-bearing deposits | 197,252,000 | 204,861,000 | 200,674,000 | 226,068,000 |
| Equity capital | 62,216,000 | 63,428,000 | 64,698,000 | 65,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,304,000 | 8,563,000 | 12,787,000 | 16,985,000 |
| Interest expense | 587,000 | 1,271,000 | 1,713,000 | 2,136,000 |
| Net interest income | 3,717,000 | 7,292,000 | 11,074,000 | 14,849,000 |
| Noninterest income | 833,000 | 1,535,000 | 2,146,000 | 2,799,000 |
| Noninterest expense | 2,772,000 | 5,424,000 | 8,272,000 | 11,905,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 64,000 |
| Pretax income | 1,774,000 | 3,399,000 | 4,944,000 | 5,679,000 |
| Income tax | 451,000 | 863,000 | 1,138,000 | 1,340,000 |
| Net income | 1,323,000 | 2,536,000 | 3,806,000 | 4,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,216,000 | 63,428,000 | 64,698,000 | 65,231,000 |