Call reports 2024
DESJARDINS BANK, NATIONAL ASSOCIATION — 2024
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 339,536,000 | 327,906,000 | 341,248,000 | 353,967,000 |
| Total loans | 259,020,000 | 263,471,000 | 267,446,000 | 270,197,000 |
| Allowance for loan losses | 2,684,000 | 2,684,000 | 2,751,000 | 2,767,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,864,000 | 23,339,000 | 22,782,000 | 22,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,084,000 | 243,494,000 | 259,911,000 | 276,645,000 |
| Interest-bearing deposits | 35,858,000 | 43,408,000 | 47,877,000 | 48,922,000 |
| Noninterest-bearing deposits | 214,226,000 | 200,086,000 | 212,034,000 | 227,723,000 |
| Equity capital | 55,960,000 | 57,395,000 | 59,463,000 | 60,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,141,000 | 8,304,000 | 12,599,000 | 16,961,000 |
| Interest expense | 530,000 | 1,215,000 | 1,814,000 | 2,282,000 |
| Net interest income | 3,611,000 | 7,089,000 | 10,785,000 | 14,679,000 |
| Noninterest income | 855,000 | 1,586,000 | 2,090,000 | 2,888,000 |
| Noninterest expense | 2,364,000 | 4,649,000 | 6,887,000 | 9,677,000 |
| Provision for loan losses | 0 | 0 | 67,000 | 83,000 |
| Pretax income | 2,102,000 | 4,026,000 | 5,921,000 | 7,807,000 |
| Income tax | 534,000 | 1,022,000 | 849,000 | 1,306,000 |
| Net income | 1,568,000 | 3,004,000 | 5,072,000 | 6,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,960,000 | 57,395,000 | 59,463,000 | 60,892,000 |