Call reports 2023
DESJARDINS BANK, NATIONAL ASSOCIATION — 2023
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 351,388,000 | 335,618,000 | 347,271,000 | 343,735,000 |
| Total loans | 249,825,000 | 253,532,000 | 261,604,000 | 264,058,000 |
| Allowance for loan losses | 2,579,000 | 2,599,000 | 2,684,000 | 2,684,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,105,000 | 25,416,000 | 24,838,000 | 24,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,346,000 | 256,395,000 | 271,783,000 | 261,360,000 |
| Interest-bearing deposits | 38,403,000 | 36,453,000 | 37,744,000 | 36,854,000 |
| Noninterest-bearing deposits | 238,943,000 | 219,942,000 | 234,039,000 | 224,506,000 |
| Equity capital | 50,387,000 | 51,523,000 | 52,740,000 | 54,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,576,000 | 7,349,000 | 11,290,000 | 15,352,000 |
| Interest expense | 349,000 | 882,000 | 1,356,000 | 1,795,000 |
| Net interest income | 3,227,000 | 6,467,000 | 9,934,000 | 13,557,000 |
| Noninterest income | 893,000 | 1,576,000 | 2,088,000 | 2,814,000 |
| Noninterest expense | 2,442,000 | 4,824,000 | 7,087,000 | 9,222,000 |
| Provision for loan losses | 0 | 20,000 | 105,000 | 105,000 |
| Pretax income | 1,678,000 | 3,199,000 | 4,830,000 | 7,044,000 |
| Income tax | 426,000 | 812,000 | 1,226,000 | 1,788,000 |
| Net income | 1,252,000 | 2,387,000 | 3,604,000 | 5,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,387,000 | 51,523,000 | 52,740,000 | 54,391,000 |