Call reports 2022
DESJARDINS BANK, NATIONAL ASSOCIATION — 2022
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 354,948,000 | 390,217,000 | 350,773,000 | 352,386,000 |
| Total loans | 204,158,000 | 224,897,000 | 235,755,000 | 245,220,000 |
| Allowance for loan losses | 2,409,000 | 2,409,000 | 2,479,000 | 2,579,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,205,000 | 28,016,000 | 27,120,000 | 26,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,429,000 | 353,118,000 | 302,518,000 | 296,988,000 |
| Interest-bearing deposits | 37,421,000 | 30,138,000 | 31,044,000 | 33,705,000 |
| Noninterest-bearing deposits | 281,008,000 | 322,980,000 | 271,474,000 | 263,283,000 |
| Equity capital | 33,510,000 | 34,203,000 | 45,119,000 | 46,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,647,000 | 7,760,000 | 11,210,000 |
| Interest expense | 26,000 | 43,000 | 165,000 | 217,000 |
| Net interest income | 2,056,000 | 4,604,000 | 7,595,000 | 10,993,000 |
| Noninterest income | 789,000 | 1,450,000 | 1,978,000 | 2,724,000 |
| Noninterest expense | 2,467,000 | 4,806,000 | 7,111,000 | 9,649,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 170,000 |
| Pretax income | 378,000 | 1,248,000 | 2,392,000 | 3,898,000 |
| Income tax | 96,000 | 272,000 | 501,000 | 990,000 |
| Net income | 282,000 | 976,000 | 1,891,000 | 2,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,510,000 | 34,203,000 | 45,119,000 | 46,135,000 |