Call reports 2020
DESJARDINS BANK, NATIONAL ASSOCIATION — 2020
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 224,990,000 | 222,086,000 | 217,961,000 | 243,701,000 |
| Total loans | 181,002,000 | 179,669,000 | 180,315,000 | 180,714,000 |
| Allowance for loan losses | 2,309,000 | 2,309,000 | 2,374,000 | 2,374,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,867,000 | 17,099,000 | 14,270,000 | 11,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,358,000 | 163,525,000 | 179,087,000 | 209,394,000 |
| Interest-bearing deposits | 27,052,000 | 24,716,000 | 24,748,000 | 35,197,000 |
| Noninterest-bearing deposits | 149,306,000 | 138,809,000 | 154,339,000 | 174,196,000 |
| Equity capital | 32,186,000 | 32,311,000 | 32,464,000 | 32,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 4,518,000 | 6,596,000 | 8,581,000 |
| Interest expense | 51,000 | 90,000 | 123,000 | 157,000 |
| Net interest income | 2,311,000 | 4,428,000 | 6,473,000 | 8,424,000 |
| Noninterest income | 559,000 | 994,000 | 1,485,000 | 2,013,000 |
| Noninterest expense | 2,589,000 | 4,974,000 | 7,240,000 | 9,527,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 65,000 |
| Pretax income | 281,000 | 448,000 | 653,000 | 845,000 |
| Income tax | 72,000 | 114,000 | 166,000 | 215,000 |
| Net income | 209,000 | 334,000 | 487,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,186,000 | 32,311,000 | 32,464,000 | 32,607,000 |
| Total capital | 33,610,000 | 33,761,000 | 33,876,000 | 34,053,000 |
| Risk-weighted assets | 113,014,000 | 115,162,000 | 111,994,000 | 114,784,000 |