Call reports 2019
DESJARDINS BANK, NATIONAL ASSOCIATION — 2019
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 218,614,000 | 217,703,000 | 210,648,000 | 221,124,000 |
| Total loans | 168,122,000 | 166,921,000 | 165,346,000 | 172,304,000 |
| Allowance for loan losses | 2,306,000 | 2,307,000 | 2,308,000 | 2,309,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,877,000 | 17,450,000 | 16,310,000 | 21,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,765,000 | 170,185,000 | 177,968,000 | 187,586,000 |
| Interest-bearing deposits | 24,219,000 | 24,585,000 | 25,827,000 | 26,957,000 |
| Noninterest-bearing deposits | 156,546,000 | 145,600,000 | 152,142,000 | 160,629,000 |
| Equity capital | 31,208,000 | 31,472,000 | 31,759,000 | 31,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,409,000 | 4,893,000 | 7,316,000 | 9,692,000 |
| Interest expense | 28,000 | 121,000 | 182,000 | 214,000 |
| Net interest income | 2,381,000 | 4,772,000 | 7,134,000 | 9,478,000 |
| Noninterest income | 598,000 | 1,120,000 | 1,554,000 | 2,148,000 |
| Noninterest expense | 2,470,000 | 5,033,000 | 7,443,000 | 10,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 509,000 | 859,000 | 1,245,000 | 1,575,000 |
| Income tax | 129,000 | 216,000 | 314,000 | 426,000 |
| Net income | 380,000 | 643,000 | 931,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,208,000 | 31,472,000 | 31,759,000 | 31,977,000 |
| Total capital | 32,583,000 | 32,819,000 | 33,077,000 | 33,360,000 |
| Risk-weighted assets | 109,076,000 | 106,812,000 | 104,419,000 | 109,696,000 |