Call reports 2018
DESJARDINS BANK, NATIONAL ASSOCIATION — 2018
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 199,939,000 | 204,797,000 | 215,214,000 | 215,021,000 |
| Total loans | 160,099,000 | 160,649,000 | 160,129,000 | 162,991,000 |
| Allowance for loan losses | 2,218,000 | 2,303,000 | 2,304,000 | 2,305,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,484,000 | 19,479,000 | 18,535,000 | 19,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,428,000 | 168,853,000 | 183,866,000 | 182,475,000 |
| Interest-bearing deposits | 25,147,000 | 24,625,000 | 25,654,000 | 25,274,000 |
| Noninterest-bearing deposits | 143,281,000 | 144,228,000 | 158,212,000 | 157,201,000 |
| Equity capital | 30,065,000 | 30,280,000 | 30,562,000 | 30,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,204,000 | 6,429,000 | 8,826,000 |
| Interest expense | 18,000 | 38,000 | 67,000 | 81,000 |
| Net interest income | 2,076,000 | 4,166,000 | 6,362,000 | 8,745,000 |
| Noninterest income | 617,000 | 1,091,000 | 1,522,000 | 2,109,000 |
| Noninterest expense | 2,365,000 | 4,640,000 | 6,891,000 | 9,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 617,000 | 993,000 | 1,353,000 |
| Income tax | 84,000 | 158,000 | 253,000 | 347,000 |
| Net income | 244,000 | 459,000 | 740,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,955,000 | 30,243,000 | 30,562,000 | 30,828,000 |
| Total capital | 31,286,000 | 31,561,000 | 31,885,000 | 32,164,000 |
| Risk-weighted assets | 105,605,000 | 104,446,000 | 104,845,000 | 105,884,000 |