Call reports 2017
DESJARDINS BANK, NATIONAL ASSOCIATION — 2017
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 213,783,000 | 204,338,000 | 211,163,000 | 219,190,000 |
| Total loans | 161,794,000 | 160,581,000 | 157,537,000 | 161,432,000 |
| Allowance for loan losses | 2,215,000 | 2,216,000 | 2,217,000 | 2,217,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,754,000 | 22,321,000 | 15,446,000 | 20,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,724,000 | 156,042,000 | 180,700,000 | 182,832,000 |
| Interest-bearing deposits | 17,810,000 | 17,664,000 | 15,400,000 | 26,427,000 |
| Noninterest-bearing deposits | 146,914,000 | 138,378,000 | 165,300,000 | 156,405,000 |
| Equity capital | 29,429,000 | 29,453,000 | 29,633,000 | 29,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,813,000 | 5,803,000 | 7,818,000 |
| Interest expense | 49,000 | 98,000 | 150,000 | 166,000 |
| Net interest income | 1,854,000 | 3,715,000 | 5,653,000 | 7,652,000 |
| Noninterest income | 585,000 | 1,024,000 | 1,515,000 | 2,041,000 |
| Noninterest expense | 2,232,000 | 4,493,000 | 6,629,000 | 8,778,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 246,000 | 539,000 | 915,000 |
| Income tax | 78,000 | 93,000 | 204,000 | 392,000 |
| Net income | 129,000 | 153,000 | 335,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,924,000 | 28,963,000 | 29,254,000 | 29,631,000 |
| Total capital | 30,263,000 | 30,306,000 | 30,571,000 | 30,984,000 |
| Risk-weighted assets | 106,148,000 | 106,462,000 | 104,368,000 | 107,341,000 |