Call reports 2016
DESJARDINS BANK, NATIONAL ASSOCIATION — 2016
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 217,858,000 | 212,229,000 | 214,619,000 | 210,261,000 |
| Total loans | 166,280,000 | 166,780,000 | 167,276,000 | 165,168,000 |
| Allowance for loan losses | 2,237,000 | 2,233,000 | 2,202,000 | 2,214,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,314,000 | 28,914,000 | 22,656,000 | 21,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,632,000 | 149,331,000 | 160,577,000 | 164,065,000 |
| Interest-bearing deposits | 17,274,000 | 16,334,000 | 17,704,000 | 17,841,000 |
| Noninterest-bearing deposits | 140,358,000 | 132,997,000 | 142,873,000 | 146,224,000 |
| Equity capital | 28,844,000 | 29,045,000 | 29,153,000 | 29,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,889,000 | 5,866,000 | 7,731,000 |
| Interest expense | 47,000 | 94,000 | 146,000 | 182,000 |
| Net interest income | 1,889,000 | 3,795,000 | 5,720,000 | 7,549,000 |
| Noninterest income | 611,000 | 1,104,000 | 1,444,000 | 1,990,000 |
| Noninterest expense | 2,231,000 | 4,335,000 | 6,425,000 | 8,565,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 269,000 | 564,000 | 739,000 | 974,000 |
| Income tax | 101,000 | 195,000 | 263,000 | 352,000 |
| Net income | 168,000 | 369,000 | 476,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,214,000 | 28,510,000 | 28,685,000 | 28,927,000 |
| Total capital | 29,568,000 | 29,909,000 | 30,054,000 | 30,273,000 |
| Risk-weighted assets | 107,212,000 | 110,833,000 | 108,501,000 | 106,656,000 |