Call reports 2012
DESJARDINS BANK, NATIONAL ASSOCIATION — 2012
What DESJARDINS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 200,106,000 | 188,462,000 | 213,569,000 | 212,277,000 |
| Total loans | 126,075,000 | 131,656,000 | 125,076,000 | 132,509,000 |
| Allowance for loan losses | 2,569,000 | 2,569,000 | 2,569,000 | 2,569,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,078,000 | 44,182,000 | 42,307,000 | 43,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,189,000 | 163,175,000 | 187,032,000 | 184,827,000 |
| Interest-bearing deposits | 54,273,000 | 55,302,000 | 56,604,000 | 54,730,000 |
| Noninterest-bearing deposits | 119,916,000 | 107,873,000 | 130,428,000 | 130,097,000 |
| Equity capital | 24,514,000 | 24,556,000 | 25,308,000 | 25,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,410,000 | 5,228,000 | 6,879,000 |
| Interest expense | 85,000 | 178,000 | 272,000 | 362,000 |
| Net interest income | 1,599,000 | 3,232,000 | 4,956,000 | 6,517,000 |
| Noninterest income | 572,000 | 951,000 | 1,417,000 | 2,163,000 |
| Noninterest expense | 1,779,000 | 3,646,000 | 5,429,000 | 7,347,000 |
| Provision for loan losses | 373,000 | 476,000 | 131,000 | 210,000 |
| Pretax income | 19,000 | 61,000 | 813,000 | 1,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 61,000 | 813,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,514,000 | 24,556,000 | 25,308,000 | 25,618,000 |
| Total capital | 25,664,000 | 25,741,000 | 26,411,000 | 26,774,000 |
| Risk-weighted assets | 90,585,000 | 93,397,000 | 86,767,000 | 91,099,000 |