Call reports 2013
FARMERS AND MERCHANTS BANK OF HILL CITY — 2013
What FARMERS AND MERCHANTS BANK OF HILL CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 43,018,000 | 42,955,000 |
| Total loans | 24,777,000 | 26,898,000 |
| Allowance for loan losses | 557,000 | 581,000 |
| Securities available for sale | 8,196,000 | 9,527,000 |
| Securities held to maturity | 20,000 | 20,000 |
| Trading assets | 0 | 0 |
| Total deposits | 37,978,000 | 37,084,000 |
| Interest-bearing deposits | 31,927,000 | 31,378,000 |
| Noninterest-bearing deposits | 6,051,000 | 5,706,000 |
| Equity capital | 4,856,000 | 4,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 383,000 | 763,000 |
| Interest expense | 48,000 | 95,000 |
| Net interest income | 335,000 | 668,000 |
| Noninterest income | 34,000 | 69,000 |
| Noninterest expense | 285,000 | 573,000 |
| Provision for loan losses | 20,000 | 42,000 |
| Pretax income | 64,000 | 122,000 |
| Income tax | 3,000 | 18,000 |
| Net income | 61,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 4,835,000 | 4,874,000 |
| Total capital | 5,179,000 | 5,242,000 |
| Risk-weighted assets | 27,331,000 | 29,257,000 |