Call reports 2012
FARMERS AND MERCHANTS BANK OF HILL CITY — 2012
What FARMERS AND MERCHANTS BANK OF HILL CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,059,000 | 41,973,000 | 42,565,000 | 43,844,000 |
| Total loans | 23,748,000 | 25,295,000 | 26,169,000 | 26,966,000 |
| Allowance for loan losses | 465,000 | 492,000 | 519,000 | 536,000 |
| Securities available for sale | 9,436,000 | 9,744,000 | 6,464,000 | 6,099,000 |
| Securities held to maturity | 30,000 | 30,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,304,000 | 37,087,000 | 37,529,000 | 38,876,000 |
| Interest-bearing deposits | 31,698,000 | 31,564,000 | 30,842,000 | 30,662,000 |
| Noninterest-bearing deposits | 5,606,000 | 5,523,000 | 6,687,000 | 8,214,000 |
| Equity capital | 4,586,000 | 4,722,000 | 4,857,000 | 4,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 809,000 | 1,211,000 | 1,629,000 |
| Interest expense | 55,000 | 109,000 | 160,000 | 210,000 |
| Net interest income | 346,000 | 700,000 | 1,051,000 | 1,419,000 |
| Noninterest income | 67,000 | 106,000 | 152,000 | 188,000 |
| Noninterest expense | 296,000 | 600,000 | 869,000 | 1,163,000 |
| Provision for loan losses | 20,000 | 45,000 | 67,000 | 83,000 |
| Pretax income | 97,000 | 161,000 | 267,000 | 361,000 |
| Income tax | 0 | 7,000 | 12,000 | 14,000 |
| Net income | 97,000 | 154,000 | 255,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,577,000 | 4,641,000 | 4,792,000 | 4,790,000 |
| Total capital | 4,908,000 | 5,003,000 | 5,155,000 | 5,161,000 |
| Risk-weighted assets | 26,347,000 | 28,831,000 | 28,884,000 | 29,512,000 |