Call reports 2011
FARMERS AND MERCHANTS BANK OF HILL CITY — 2011
What FARMERS AND MERCHANTS BANK OF HILL CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,325,000 | 39,215,000 | 39,290,000 | 41,682,000 |
| Total loans | 24,707,000 | 25,357,000 | 25,127,000 | 25,965,000 |
| Allowance for loan losses | 368,000 | 400,000 | 412,000 | 460,000 |
| Securities available for sale | 5,766,000 | 5,731,000 | 5,687,000 | 5,655,000 |
| Securities held to maturity | 40,000 | 40,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,571,000 | 34,439,000 | 34,428,000 | 36,885,000 |
| Interest-bearing deposits | 31,082,000 | 30,148,000 | 30,195,000 | 30,465,000 |
| Noninterest-bearing deposits | 4,489,000 | 4,291,000 | 4,233,000 | 6,420,000 |
| Equity capital | 4,573,000 | 4,603,000 | 4,674,000 | 4,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 827,000 | 1,250,000 | 1,679,000 |
| Interest expense | 65,000 | 126,000 | 183,000 | 239,000 |
| Net interest income | 355,000 | 701,000 | 1,067,000 | 1,440,000 |
| Noninterest income | 50,000 | 97,000 | 132,000 | 170,000 |
| Noninterest expense | 338,000 | 664,000 | 974,000 | 1,301,000 |
| Provision for loan losses | 82,000 | 97,000 | 112,000 | 157,000 |
| Pretax income | -15,000 | 37,000 | 113,000 | 152,000 |
| Income tax | 0 | -8,000 | 0 | 5,000 |
| Net income | -15,000 | 45,000 | 113,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,484,000 | 4,521,000 | 4,570,000 | 4,542,000 |
| Total capital | 4,835,000 | 4,875,000 | 4,920,000 | 4,903,000 |
| Risk-weighted assets | 28,090,000 | 28,299,000 | 27,917,000 | 28,773,000 |