Call reports 2013
JGB BANK, NATIONAL ASSOCIATION — 2013
What JGB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 498,501,000 | 542,402,000 | 529,539,000 | 515,870,000 |
| Total loans | 200,409,000 | 194,743,000 | 172,834,000 | 178,037,000 |
| Allowance for loan losses | 3,519,000 | 3,172,000 | 3,079,000 | 2,786,000 |
| Securities available for sale | 188,822,000 | 237,000,000 | 222,638,000 | 150,375,000 |
| Securities held to maturity | 0 | 29,891,000 | 28,749,000 | 30,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,587,000 | 393,221,000 | 380,988,000 | 380,472,000 |
| Interest-bearing deposits | 279,617,000 | 291,570,000 | 282,814,000 | 291,245,000 |
| Noninterest-bearing deposits | 97,971,000 | 101,651,000 | 98,174,000 | 89,227,000 |
| Equity capital | 47,210,000 | 43,953,000 | 44,859,000 | 45,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,352,000 | 6,883,000 | 10,551,000 | 13,804,000 |
| Interest expense | 526,000 | 1,058,000 | 1,598,000 | 2,158,000 |
| Net interest income | 2,826,000 | 5,825,000 | 8,953,000 | 11,646,000 |
| Noninterest income | 450,000 | 759,000 | 1,161,000 | 1,449,000 |
| Noninterest expense | 3,260,000 | 6,417,000 | 9,373,000 | 12,717,000 |
| Provision for loan losses | 30,000 | 69,000 | -259,000 | -762,000 |
| Pretax income | 234,000 | 335,000 | 550,000 | 84,000 |
| Income tax | 88,000 | 126,000 | 206,000 | -5,000 |
| Net income | 146,000 | 209,000 | 344,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,376,000 | 45,196,000 | 45,119,000 | 44,854,000 |
| Total capital | 48,911,000 | 48,384,000 | 48,214,000 | 47,656,000 |
| Risk-weighted assets | 328,113,000 | 347,160,000 | 330,525,000 | 259,557,000 |