Call reports 2012
JGB BANK, NATIONAL ASSOCIATION — 2012
What JGB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 410,656,000 | 447,752,000 | 498,910,000 | 450,634,000 |
| Total loans | 199,246,000 | 194,881,000 | 206,166,000 | 209,527,000 |
| Allowance for loan losses | 3,982,000 | 4,000,000 | 4,051,000 | 3,614,000 |
| Securities available for sale | 144,934,000 | 163,372,000 | 154,692,000 | 121,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,274,000 | 341,656,000 | 392,796,000 | 350,577,000 |
| Interest-bearing deposits | 213,852,000 | 250,753,000 | 257,535,000 | 252,225,000 |
| Noninterest-bearing deposits | 89,422,000 | 90,903,000 | 135,261,000 | 98,352,000 |
| Equity capital | 43,707,000 | 44,127,000 | 47,700,000 | 47,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,570,000 | 7,194,000 | 10,700,000 | 14,029,000 |
| Interest expense | 544,000 | 1,069,000 | 1,594,000 | 2,104,000 |
| Net interest income | 3,026,000 | 6,125,000 | 9,106,000 | 11,925,000 |
| Noninterest income | 450,000 | 816,000 | 1,171,000 | 1,512,000 |
| Noninterest expense | 2,974,000 | 6,092,000 | 9,783,000 | 13,402,000 |
| Provision for loan losses | 100,000 | 300,000 | 300,000 | 760,000 |
| Pretax income | 810,000 | 1,311,000 | 1,439,000 | 1,403,000 |
| Income tax | 0 | 0 | -2,792,000 | -2,716,000 |
| Net income | 810,000 | 1,311,000 | 4,231,000 | 4,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,499,000 | 43,999,000 | 45,189,000 | 45,340,000 |
| Total capital | 47,057,000 | 47,792,000 | 49,044,000 | 48,851,000 |
| Risk-weighted assets | 284,177,000 | 303,177,000 | 308,215,000 | 280,767,000 |