Call reports 2018
NORTHMARK BANK — 2018
What NORTHMARK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 355,483,000 | 348,785,000 | 359,783,000 | 372,260,000 |
| Total loans | 300,889,000 | 302,261,000 | 311,891,000 | 310,982,000 |
| Allowance for loan losses | 3,761,000 | 3,761,000 | 3,800,000 | 3,800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,186,000 | 26,752,000 | 27,254,000 | 32,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,794,000 | 295,667,000 | 295,025,000 | 304,847,000 |
| Interest-bearing deposits | 204,108,000 | 197,566,000 | 194,991,000 | 207,629,000 |
| Noninterest-bearing deposits | 98,686,000 | 98,101,000 | 100,034,000 | 97,218,000 |
| Equity capital | 42,023,000 | 42,835,000 | 43,799,000 | 44,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,645,000 | 7,395,000 | 11,371,000 | 15,549,000 |
| Interest expense | 416,000 | 838,000 | 1,313,000 | 1,898,000 |
| Net interest income | 3,229,000 | 6,557,000 | 10,058,000 | 13,651,000 |
| Noninterest income | 151,000 | 291,000 | 428,000 | 542,000 |
| Noninterest expense | 2,242,000 | 4,458,000 | 6,713,000 | 8,890,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 1,138,000 | 2,390,000 | 3,733,000 | 5,263,000 |
| Income tax | 323,000 | 679,000 | 1,058,000 | 1,470,000 |
| Net income | 815,000 | 1,711,000 | 2,675,000 | 3,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,023,000 | 42,835,000 | 43,799,000 | 44,927,000 |
| Total capital | 45,121,000 | 45,922,000 | 46,949,000 | 48,085,000 |
| Risk-weighted assets | 247,193,000 | 246,423,000 | 251,359,000 | 252,037,000 |