Call reports 2016
NORTHMARK BANK — 2016
What NORTHMARK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 339,224,000 | 334,030,000 | 346,434,000 | 343,865,000 |
| Total loans | 281,438,000 | 285,532,000 | 290,567,000 | 288,219,000 |
| Allowance for loan losses | 3,436,000 | 3,476,000 | 3,526,000 | 3,586,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,996,000 | 29,022,000 | 29,037,000 | 27,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,392,000 | 274,262,000 | 286,787,000 | 288,112,000 |
| Interest-bearing deposits | 197,597,000 | 194,035,000 | 201,276,000 | 201,570,000 |
| Noninterest-bearing deposits | 79,795,000 | 80,227,000 | 85,511,000 | 86,542,000 |
| Equity capital | 40,857,000 | 41,478,000 | 42,143,000 | 42,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,226,000 | 6,498,000 | 9,844,000 | 13,168,000 |
| Interest expense | 290,000 | 584,000 | 906,000 | 1,260,000 |
| Net interest income | 2,936,000 | 5,914,000 | 8,938,000 | 11,908,000 |
| Noninterest income | 188,000 | 381,000 | 574,000 | 755,000 |
| Noninterest expense | 2,034,000 | 4,079,000 | 6,125,000 | 8,020,000 |
| Provision for loan losses | 50,000 | 90,000 | 140,000 | 200,000 |
| Pretax income | 1,040,000 | 2,126,000 | 3,247,000 | 4,443,000 |
| Income tax | 411,000 | 852,000 | 1,308,000 | 1,786,000 |
| Net income | 629,000 | 1,274,000 | 1,939,000 | 2,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,857,000 | 41,478,000 | 42,143,000 | 42,437,000 |
| Total capital | 43,743,000 | 44,455,000 | 45,163,000 | 45,402,000 |
| Risk-weighted assets | 230,338,000 | 237,628,000 | 241,107,000 | 236,565,000 |