Call reports 2015
NORTHMARK BANK — 2015
What NORTHMARK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 333,938,000 | 332,240,000 | 343,709,000 | 334,725,000 |
| Total loans | 277,886,000 | 281,659,000 | 276,251,000 | 275,882,000 |
| Allowance for loan losses | 3,370,000 | 3,395,000 | 3,395,000 | 3,382,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,798,000 | 25,769,000 | 27,960,000 | 27,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,292,000 | 265,321,000 | 278,108,000 | 273,956,000 |
| Interest-bearing deposits | 188,933,000 | 186,838,000 | 189,772,000 | 192,415,000 |
| Noninterest-bearing deposits | 76,359,000 | 78,483,000 | 88,336,000 | 81,541,000 |
| Equity capital | 39,411,000 | 39,929,000 | 40,483,000 | 41,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,194,000 | 6,381,000 | 9,624,000 | 12,826,000 |
| Interest expense | 301,000 | 598,000 | 904,000 | 1,205,000 |
| Net interest income | 2,893,000 | 5,783,000 | 8,720,000 | 11,621,000 |
| Noninterest income | 173,000 | 372,000 | 561,000 | 756,000 |
| Noninterest expense | 1,984,000 | 3,999,000 | 6,052,000 | 8,047,000 |
| Provision for loan losses | 20,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 1,062,000 | 2,111,000 | 3,184,000 | 4,285,000 |
| Income tax | 423,000 | 840,000 | 1,268,000 | 1,722,000 |
| Net income | 639,000 | 1,271,000 | 1,916,000 | 2,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,411,000 | 39,929,000 | 40,482,000 | 41,141,000 |
| Total capital | 42,257,000 | 42,814,000 | 43,293,000 | 43,956,000 |
| Risk-weighted assets | 227,171,000 | 230,328,000 | 224,285,000 | 224,629,000 |