Call reports 2012
NORTHMARK BANK — 2012
What NORTHMARK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 310,757,000 | 318,081,000 | 315,207,000 | 316,720,000 |
| Total loans | 241,807,000 | 244,933,000 | 246,373,000 | 252,655,000 |
| Allowance for loan losses | 2,883,000 | 2,914,000 | 2,956,000 | 3,027,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,537,000 | 27,712,000 | 27,817,000 | 27,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,009,000 | 269,195,000 | 268,758,000 | 269,368,000 |
| Interest-bearing deposits | 204,491,000 | 207,188,000 | 201,353,000 | 201,587,000 |
| Noninterest-bearing deposits | 61,518,000 | 62,007,000 | 67,405,000 | 67,781,000 |
| Equity capital | 34,570,000 | 35,160,000 | 35,772,000 | 35,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,092,000 | 6,128,000 | 9,159,000 | 12,140,000 |
| Interest expense | 532,000 | 1,034,000 | 1,499,000 | 1,913,000 |
| Net interest income | 2,560,000 | 5,094,000 | 7,660,000 | 10,227,000 |
| Noninterest income | 210,000 | 378,000 | 586,000 | 940,000 |
| Noninterest expense | 1,713,000 | 3,374,000 | 5,057,000 | 6,719,000 |
| Provision for loan losses | 50,000 | 80,000 | 120,000 | 190,000 |
| Pretax income | 1,007,000 | 2,018,000 | 3,069,000 | 4,258,000 |
| Income tax | 401,000 | 802,000 | 1,220,000 | 1,705,000 |
| Net income | 606,000 | 1,216,000 | 1,849,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,530,000 | 35,122,000 | 35,734,000 | 35,781,000 |
| Total capital | 36,938,000 | 37,548,000 | 38,185,000 | 38,288,000 |
| Risk-weighted assets | 192,185,000 | 193,592,000 | 195,568,000 | 200,030,000 |