Call reports 2018
NBW BANK — 2018
What NBW BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 150,423,000 | 150,601,000 | 151,693,000 | 159,175,000 |
| Total loans | 113,645,000 | 115,408,000 | 109,859,000 | 111,833,000 |
| Allowance for loan losses | 1,509,000 | 1,526,000 | 1,259,000 | 1,268,000 |
| Securities available for sale | 17,106,000 | 15,959,000 | 15,540,000 | 14,203,000 |
| Securities held to maturity | 7,283,000 | 7,243,000 | 7,237,000 | 7,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,024,000 | 131,950,000 | 132,564,000 | 140,451,000 |
| Interest-bearing deposits | 99,535,000 | 97,864,000 | 99,210,000 | 104,594,000 |
| Noninterest-bearing deposits | 32,489,000 | 34,086,000 | 33,354,000 | 35,857,000 |
| Equity capital | 18,042,000 | 18,068,000 | 18,630,000 | 18,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,652,000 | 3,378,000 | 5,202,000 | 6,968,000 |
| Interest expense | 99,000 | 216,000 | 341,000 | 478,000 |
| Net interest income | 1,553,000 | 3,162,000 | 4,861,000 | 6,490,000 |
| Noninterest income | 131,000 | 302,000 | 480,000 | 600,000 |
| Noninterest expense | 953,000 | 1,941,000 | 2,967,000 | 3,876,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 701,000 | 1,463,000 | 2,284,000 | 3,094,000 |
| Income tax | 162,000 | 340,000 | 531,000 | 726,000 |
| Net income | 539,000 | 1,123,000 | 1,753,000 | 2,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,907,000 | 17,957,000 | 18,498,000 | 18,210,000 |
| Total capital | 19,416,000 | 19,455,000 | 19,757,000 | 19,478,000 |
| Risk-weighted assets | 121,074,000 | 119,878,000 | 119,688,000 | 123,117,000 |