Call reports 2017
NBW BANK — 2017
What NBW BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,050,000 | 148,527,000 | 149,989,000 | 157,933,000 |
| Total loans | 106,590,000 | 110,491,000 | 112,481,000 | 113,225,000 |
| Allowance for loan losses | 1,644,000 | 1,684,000 | 1,453,000 | 1,481,000 |
| Securities available for sale | 19,119,000 | 17,340,000 | 16,553,000 | 17,089,000 |
| Securities held to maturity | 8,347,000 | 7,714,000 | 7,504,000 | 7,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,500,000 | 130,601,000 | 131,421,000 | 139,841,000 |
| Interest-bearing deposits | 97,923,000 | 98,943,000 | 96,565,000 | 101,247,000 |
| Noninterest-bearing deposits | 31,577,000 | 31,658,000 | 34,856,000 | 38,594,000 |
| Equity capital | 17,191,000 | 17,417,000 | 17,813,000 | 17,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,143,000 | 4,805,000 | 6,433,000 |
| Interest expense | 101,000 | 203,000 | 306,000 | 408,000 |
| Net interest income | 1,439,000 | 2,940,000 | 4,499,000 | 6,025,000 |
| Noninterest income | 132,000 | 272,000 | 460,000 | 474,000 |
| Noninterest expense | 952,000 | 1,904,000 | 2,914,000 | 3,700,000 |
| Provision for loan losses | 30,000 | 60,000 | 215,000 | 245,000 |
| Pretax income | 589,000 | 1,248,000 | 1,830,000 | 2,554,000 |
| Income tax | 178,000 | 387,000 | 567,000 | 917,000 |
| Net income | 411,000 | 861,000 | 1,263,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,814,000 | 17,142,000 | 17,544,000 | 17,414,000 |
| Total capital | 18,359,000 | 18,643,000 | 18,997,000 | 18,895,000 |
| Risk-weighted assets | 123,530,000 | 119,949,000 | 119,239,000 | 120,903,000 |