Call reports 2013
NBW BANK — 2013
What NBW BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,411,000 | 133,734,000 | 134,758,000 | 139,000,000 |
| Total loans | 83,191,000 | 85,181,000 | 83,063,000 | 79,279,000 |
| Allowance for loan losses | 1,488,000 | 1,507,000 | 1,508,000 | 1,399,000 |
| Securities available for sale | 27,002,000 | 27,391,000 | 28,996,000 | 31,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,488,000 | 119,996,000 | 120,354,000 | 124,908,000 |
| Interest-bearing deposits | 95,115,000 | 94,091,000 | 93,486,000 | 97,642,000 |
| Noninterest-bearing deposits | 26,373,000 | 25,905,000 | 26,868,000 | 27,266,000 |
| Equity capital | 13,572,000 | 13,350,000 | 13,797,000 | 13,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,773,000 | 4,344,000 | 5,735,000 |
| Interest expense | 155,000 | 304,000 | 453,000 | 597,000 |
| Net interest income | 1,240,000 | 2,469,000 | 3,891,000 | 5,138,000 |
| Noninterest income | 163,000 | 370,000 | 502,000 | 541,000 |
| Noninterest expense | 809,000 | 1,607,000 | 2,452,000 | 3,337,000 |
| Provision for loan losses | 150,000 | 220,000 | 315,000 | 465,000 |
| Pretax income | 444,000 | 1,012,000 | 1,626,000 | 1,877,000 |
| Income tax | 123,000 | 291,000 | 476,000 | 538,000 |
| Net income | 321,000 | 721,000 | 1,150,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,101,000 | 13,407,000 | 13,638,000 | 13,639,000 |
| Total capital | 14,245,000 | 14,555,000 | 14,785,000 | 14,762,000 |
| Risk-weighted assets | 91,158,000 | 92,058,000 | 91,731,000 | 89,626,000 |