Call reports 2011
NBW BANK — 2011
What NBW BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,531,000 | 123,802,000 | 125,848,000 | 132,015,000 |
| Total loans | 79,527,000 | 79,855,000 | 78,694,000 | 78,533,000 |
| Allowance for loan losses | 1,002,000 | 1,199,000 | 1,294,000 | 1,295,000 |
| Securities available for sale | 23,074,000 | 23,451,000 | 24,905,000 | 24,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,594,000 | 111,910,000 | 113,212,000 | 119,502,000 |
| Interest-bearing deposits | 89,009,000 | 88,279,000 | 89,624,000 | 92,974,000 |
| Noninterest-bearing deposits | 19,585,000 | 23,631,000 | 23,588,000 | 26,528,000 |
| Equity capital | 11,420,000 | 11,582,000 | 12,052,000 | 12,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 2,719,000 | 4,115,000 | 5,484,000 |
| Interest expense | 261,000 | 494,000 | 717,000 | 922,000 |
| Net interest income | 1,090,000 | 2,225,000 | 3,398,000 | 4,562,000 |
| Noninterest income | 177,000 | 325,000 | 496,000 | 718,000 |
| Noninterest expense | 828,000 | 1,725,000 | 2,560,000 | 3,414,000 |
| Provision for loan losses | 200,000 | 610,000 | 680,000 | 920,000 |
| Pretax income | 239,000 | 215,000 | 654,000 | 946,000 |
| Income tax | 49,000 | 2,000 | 124,000 | 184,000 |
| Net income | 190,000 | 213,000 | 530,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,275,000 | 10,445,000 | 10,838,000 | 11,108,000 |
| Total capital | 11,277,000 | 11,497,000 | 11,889,000 | 12,161,000 |
| Risk-weighted assets | 88,170,000 | 83,986,000 | 83,812,000 | 83,963,000 |