Call reports 2005
NBW BANK — 2005
What NBW BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 106,364,000 | 106,715,000 | 104,813,000 | 108,043,000 |
| Total loans | 86,051,000 | 86,958,000 | 85,030,000 | 84,183,000 |
| Allowance for loan losses | 621,000 | 651,000 | 873,000 | 705,000 |
| Securities available for sale | 13,509,000 | 12,745,000 | 12,902,000 | 12,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,615,000 | 87,105,000 | 90,588,000 | 94,005,000 |
| Interest-bearing deposits | 71,151,000 | 67,615,000 | 75,115,000 | 76,310,000 |
| Noninterest-bearing deposits | 19,464,000 | 19,490,000 | 15,473,000 | 17,695,000 |
| Equity capital | 10,822,000 | 10,969,000 | 11,116,000 | 10,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 3,072,000 | 4,679,000 | 6,327,000 |
| Interest expense | 345,000 | 754,000 | 1,234,000 | 1,757,000 |
| Net interest income | 1,163,000 | 2,318,000 | 3,445,000 | 4,570,000 |
| Noninterest income | 179,000 | 331,000 | 491,000 | 647,000 |
| Noninterest expense | 771,000 | 1,551,000 | 2,352,000 | 3,257,000 |
| Provision for loan losses | 30,000 | 60,000 | 290,000 | 320,000 |
| Pretax income | 541,000 | 1,038,000 | 1,294,000 | 1,640,000 |
| Income tax | 186,000 | 356,000 | 432,000 | 543,000 |
| Net income | 355,000 | 682,000 | 862,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,169,000 | 10,289,000 | 10,479,000 | 10,380,000 |
| Total capital | 10,790,000 | 10,940,000 | 11,352,000 | 11,085,000 |
| Risk-weighted assets | 86,277,000 | 87,122,000 | 85,386,000 | 85,101,000 |
Machine access — free, no API key
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